Three types of business checking accounts to choose from Get Up to $500* When You Open A Business Checking Account

icon 077 - Business Checking 500 Open Now
BASIC BUSINESS CHECKING
For low transaction volumes
  • No monthly service fee if $500 minimum daily balance maintained
  • 75 free transactions per month
  • And much more
icon 078 - Business Checking 500 Open Now
BUSINESS RELATIONSHIP CHECKING
For growing mid-sized businesses
  • No monthly service fee if $25,000 minimum daily balance maintained
  • 500 free transactions per month.
  • And much more
icon 075 - Business Checking 500 Open Now
USB Advantage Business Checking
For moderate transaction volumes, bundled with essential business services
  • 500 free transactions per month
  • Includes Cash Management services to send secure electronic payments and to protect accounts from fraudulent activity
  • And much more

Each USB business checking account includes

  • Knowledgeable, local bankers
  • Convenient branch network
  • Online and Mobile Banking with Bill Pay
  • Mobile Check Deposit
  • Overdraft Protection**
  • Contactless USB Debit Cards

USB’s Advanced Business Tools and Services

Our knowledgeable bankers have customized solutions to help you reach your business’ goals

down arrow Disclaimers

* Receive a $250.00 bonus by opening a new Basic Business Checking account, with a minimum opening deposit of $100, and completing 10 or more qualifying electronic transactions. Minimum daily balance of $2,500 must be maintained for a 90-day period beginning on the 31st day after account opening.  Qualifying electronic transactions must also occur during this same period.

Receive a $500.00 bonus by opening a new Business Relationship Checking account or a USB Advantage Business Checking account, with a minimum opening deposit of $100, and completing 10 or more qualifying electronic transactions. Minimum daily balance of $25,000 must be maintained for a 90-day period beginning on the 31st day after account opening.  Qualifying electronic transactions must also occur during this same period.

Qualifying electronic transactions include debit card purchases, mobile deposits, ACH (credits or debits), wire transfers (debit or credits) and online bill payments.

Offer is valid from September 29, 2021 through November 20, 2021. In order to be eligible, neither the business nor any of the authorized signers on the account may have an existing USB business checking account. Limit one bonus per business and authorized signer. Promotion may be canceled without notice. Bonus amounts will be credited to checking account between March 1, 2022 and May 1, 2022, depending on the account opening date. Account must be open and in good standing to receive bonus. The checking bonus is subject to 1099 IRS reporting requirements.

** All loans and lines are subject to credit approval.

**** Basic Business Checking monthly service fee waived if $500 minimum daily balance is maintained. Business Relationship Checking monthly service fee waived if $25,000 minimum daily balance is maintained. First two months are free for new customers only. USB Advantage Business Checking service fee waived if Average Monthly Ledger Balance of $35,000.00 or combined Deposit and Loan balances of $50,000.00 are maintained -or- enrolled in USB Merchant Services and USB Business Credit Card. Monthly service fee is waived for the first month for new USB Advantage Business Checking customers only. The qualification period to waive the USB Advantage Business Checking monthly service fee is defined as the day after the statement date through three business days prior to the current statement date. The combined balances are calculated by adding the monthly average balance of all deposit accounts and the current balance of all outstanding business loans. The Tax Identification Number (TIN) of the USB Advantage Business Checking account must also be the TIN of all deposit and loan accounts.

1 Additional transactions are $0.50 each. Transactions include checks, ACH withdrawals including automatic bill payment transactions, point of sale, phone/internet/automated transfers, deposits including the deposit ticket and checks in the deposit, and direct deposits.

2 Business Online Banking Multi User includes multiple tax IDs and multiple users; fees apply – contact Treasury Services for pricing at 203.830.6927 or treasuryservices@unionsavings.com.

3 Business Relationship Checking customers are eligible for a no service fee Preferred Business Savings Account; if no Business Relationship Checking account, the service fee is $10.00 per statement cycle.

4 A separate application is required. Subject to credit approval. The creditor and issuer of the USB Business Credit card is Elan Financial Services, pursuant to a license from VISA U.S.A Inc.

† Small Business Remote Deposit can be added at a discounted price.
†† Package includes USB Business Online Banking Plus, ACH Payments, ACH Positive Pay and Check Positive Pay at no additional cost if USB Advantage Business Checking Average Monthly Ledger Balance of $35,000.00 or combined Deposit and Loan balances of $50,000.00 are maintained, otherwise these services are $60 per month. Additional fees required for Cash Management and Treasury Services not included in the USB Advantage Business Checking Treasury Services Bundle.