Vehicle Loans

Union Savings Bank makes purchasing a new or used vehicle affordable, including motorcycles. We consistently offer one of the lowest vehicle loan rates of any bank in our area. And we're one of the only banks that offer the same low rates on new or used vehicles. Minimum loan amount is $1,000. 

Use our loan calculator to figure the monthly payment owed on a loan when paid back over a certain number of months.

We Offer:

• Fast approval
• No fees or hidden charges
• Vehicle refinancing options

New Vehicle Terms:

• Loans up to 60 months for new or current year vehicles with fewer than 10,000 miles
• Up to 100% financing on new cars

Used Car Terms:

• Loan amount based upon the average retail value
• Up to 80% financing
• Loans up to 48 months for used vehicles that are 1-2 years old
• Loans up to 36 months for used vehicles from 3-4 years old
• Loans up to 24 months for used vehicles from 5-8 years old

Payments:
Customers pay a fixed amount monthly. Payments may be made:

• Via a coupon book
• At any USB Office
• At any USB Night Depository
• By Mail
• Via Automatic Deduction from a USB Account or any other bank's checking account