Rate: Fixed Home Equity Line of Credit

**Current Rate 6.49%, APR 6.49%**

• Rate finalized at commitment
• No processing, application, attorney or appraisal fees for amounts of $250,000 or less. 
• Easy to complete application
• Owner Occupied Only
• Consumer purposes only
• Home Equity Line of Credit term is 9 years 10 months.
• You will be billed monthly for the amount of the Minimum Payment (interest and fees for the billing cycle). Paying only the Minimum Payment will not pay any of the principal balance of Loan Advances. If you pay only the Minimum Payment, at the end of the loan, you will be required to pay the entire balance on the loan.
• Pay monthly interest only on the dollar amount in use.
• No principal payments are required.
• Annual Fee is $50.00
• Property Insurance required