Mortgage Lending Center

Welcome to Union Savings Bank's Mortgage Lending Center Union Savings Bank now offers the convenience of applying for a mortgage online. Just one click and you’re on your way. We also offer a variety of calculators to aid you in determining which type of mortgage is best for you and what amount you might qualify to borrow. Check Frequently Asked Questions for answers to many of your mortgage questions. email at anytime and we’ll get back to you quickly.

Our Mortgage Plans 

Whether you're a first-time home buyer or you want to refinance your existing mortgage, Union Savings Bank has the plan for you. Our mortgage professionals work hard to bring you competitive rates, flexible terms and plenty of options. And all of our credit decisions are made locally, so you get fast action and convenient service. Just call (203) 830-4800 and one of our mortgage originators can come to your home or place of business.

Construction-To-Permanent Mortgage

• One single closing eliminates duplicate closing costs
• Funds are made available in stages as construction progresses

Jumbo Mortgage

• For loan amounts in excess of $417,000

Fixed and Variable Rate Mortgages

• Interest Only Mortgage
• Second Mortgage

First-Time Home Buyer's Mortgage

• For individuals or families buying their first home
• Available for owner-occupied one- to four-family homes or condominiums
• Low Down Payment (Private Mortgage Insurance, "PMI", may be required.)
• Low Fixed Interest Rate
• No Application Fee
• No Points
• Longer Terms Available
• Flexible Income Qualification Ratio
• Alternative Credit References
• Fast Approval and Processing

Bridge Loan

• For new home purchase prior to the sale of your old home

Land Loan

• For the purchase of land with or without a plan to construct a dwelling

Rate Lock

• Lock your rate anytime for 60 days with the payment of a fee
• Rate-lock fee is then credited to any fees due at closing